| Month | Credit Payment | Cost* | Payment due |
| 1 | R8 333 | R3 200 | R11 533 |
| 2 | R8 333 | R3 200 | R11 533 |
| 3 | R8 333 | R3 200 | R11 533 |
| 4 | R8 333 | R3 200 | R11 533 |
| 5 | R8 333 | R1 400 | R9 733 |
| 6 | R8 333 | R1 400 | R9 733 |
| 7 | R8 333 | R1 400 | R9 733 |
| 8 | R8 333 | R1 400 | R9 733 |
| 9 | R8 333 | R1 400 | R9 733 |
| 10 | R8 333 | R1 400 | R9 733 |
| 11 | R8 333 | R1 400 | R9 733 |
| 12 | R8 333 | R1 400 | R9 733 |
| Total | R100 00 | R24 000 | R124 000 |