Get up to 1.5 million in business funding!

You could access up to R1.5 million with a Business Cash Advance. No admin, no restrictions on how you use your funding. Quick, online application so you can get funds into your account within 72 hours.

Check if you qualify
A card machine for flexible, secure and easy payments

Empower your small business with the VodaPay Kwika card machine. It’s safe, efficient, and portable, which means you run your business and take payments from anywhere in South Africa.

Best of all, delivery is free, there’s no connection fee, and you can track all your transactions.

Secure-Easy-Payment
WHY THE VODAPAY KWIKA CARD MACHINE?

It’s fast, safe, easy & affordable

The Kwika card machine offers you flexibility and security. Check out why so many businesses trust Kwika.

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Fast, safe & secure payments

Customers can safely tap, insert or scan to accept payments. The payment reflects immediately. 

Location
Easy and portable

Take payments anywhere in your shop, building or anywhere in the country!

Connectivity
Stable connectivity

Don’t miss another payment. Our Dual SIM technology ensures you’re always connected.

Savings
Transparent fees

The more payments you take, the less you pay. Fees range 1.85% to 3% on monthly transactions.

Kwika Benefits
AFFORDABLE FEES TO EMPOWER YOUR BUSINESS
A fee structure designed to help you grow

We’re committed to helping you manage costs while growing your business. If your business doesn’t transact, we won’t deduct any fees. Plus, the more you transact, the lower your fees!

VALUE ADDED SERVICES

Enhance your business with VodaPay Kwika

With the VodaPay Kwika you can sell more products, and track all your sales in real time and even access business finance if you qualify. 

Interactive Dashboard

Live business tracking reports. Monitor sales and income daily.

Access Merchant Portal

Sell more products

Sell airtime, data, electricity, pay municipality bills and more...

Become a vendor

Business Lending

Unlock up to R1.5 million in potential business funding after 4 months!

Do I qualify?
WE SEE YOUR VISION, LET'S GET YOU THERE

How to buy your Kwika

It’s really easy to buy and to activate a Kwika card machine.

Create account
Buy online or instore

Get a Kwika device online or in Vodacom stores. Set up your account to started

Select products
FICA activation

Submit your FICA documents online or in store. Tip: See FAQs below for more. 

Start taking payments
Get your Kwika and take payments

Whether you buy in-store or wait for your free delivery, the card machine is ready to use.

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No connection fee to transact

There’s no connection fee, so you can start taking payments immediately.

How to get the Card Machine
PAYMENT SOLUTIONS FOR ALL TYPES OF BUSINESS

Choose a payment solution that’s right for your business

You are spoiled for choice when it comes to choosing the right card machine or online payment gateway from VodaPay. We have everything from card machines to Payment Requests, Payment Gateways and even Tap on Phone solutions. 

Kwika
Kwika card machine

Compact & easy to carry between appointments and customer visits.

Out of stock

New devices coming soon!

VodaPay Tap on Phone
VodaPay Tap on Phone

An app that makes transactions safer compared to cash...

Download for free

Pay Per transactions

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Payment Request
Payment Request

Simplify your payment process without a website or physical store...

Free

Pay Per Transaction

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Easy Payment Management
Digital Payment Gateway

Setting up easy, secure ways for customers to pay you electronically.

Free

Pay Per Transaction

View

Get the support you need

VodaPay has all the tools and support in place, to give you the confidence to grow your business.

Need help?
FAQs

Frequently asked questions about the Kwika card machine...

Is my business ready for the Kwika card machine?

The Kwika is perfectly suited for businesses that need a reliable but portable payment solution. If you’re a traveling salesperson, food truck owner or plumber - even a travelling personal trainer - the VodaPay Kwika can help you to take payments from your customers and clients at any time. 

What is pre-approved for up to R1.5 million after 4 months of trading?


When you use your Kwika to transact, you could potentially qualify for business funding. There is strict criteria to meet. You need to make at least R40,000 a a month or R500 000 a year to qualify.

What is FICA and what do I need?

FICA, or the Financial Intelligence Centre Act, is a set of laws in South Africa aimed at preventing financial crimes like money laundering and terrorism financing. It requires financial institutions to verify your identity and monitor transactions for suspicious activity.

To FICA your Kwika card machine, you need to provide:

  1. South African ID or Foreign national documentation
  2. Proof of Banking 
  3. Business Registration if you have a registered business. 
  4. Confirmation Letter to confirm that you are a business representative.

This is a compulsory process that protects you, us and your customers from malicious transactions. 

Card Machine Help & Support

 

Having trouble registering your payment solution

Call the Sinawe Registration Helpdesk: 

  • 011 066 0847 and select "option 2"
  • Monday to Friday 07:00 to 17:00

 

For technical support for your payment solution 

Contact the Sinawe Support Helpdesk:

  • Toll Free - 0800 000 654
  • WhatsApp - 072 605 9421
  • Email - [email protected]
  • Available everyday (Including Public Holidays) from 07:00 - 19:00
Card Machine Help & Support

VodaPay Max Promotion

Vodacom Payment Services (Pty) Ltd (“VPS”) is running the “ VodaPay Max Promotion” ("the Promotion") where the qualifying Merchant will receive a percentage of the Device Purchase Price back  (“Reward”).

All participants during the term of the Promotion agree to be bound by the following Terms and Conditions:

Duration

  1. The Promotion will commence on 17 July 2025 and it will run until 31 October 2025 (the “Promotion Period”).
  2. The duration of the Promotion may be extended or curtailed at the discretion of VPS.
  3. VPS reserves the right to amend these Terms and Conditions and where such change is material, VPS shall provide its customers and/or participants with reasonable prior written notice before implementing any such change.

Eligibility

  1. To qualify to participate in the Promotion:
    • During the Promotion Period, the merchant must:
      • be a new VPS merchant (and must not have an existing Merchant Agreement with VPS); 
      • sign a new Merchant Agreement with VPS; 
      • successfully completes the Merchant onboarding process; 
      • purchase a VodaPay Max Device (“Device”) from VPS at the then current purchase price (the “Purchase Price”); 
        ensure the Device is activated to process transactions (“Activation Date”); and
      • For a period of 3 consecutive months from Activation Date, actively trade making use of the Device (“Trading Period”);
      • referred to as “Qualifying Merchants”.
  2. Employees, directors and agents of VPS and all participating stores, their immediate families, life partners, business partners and associates and any person directly involved with the sponsoring, devising, production, management, or marketing of this Promotion are not eligible to participate in this Promotion.
     

Reward

  1. Qualifying Merchants will, after the Trading Period, receive a percentage of the Purchase Price back  as a Reward, which will be calculated as follows: 

    1. The lowest of the total monthly transaction value of the Qualifying Merchant in a calendar month during the Trading Period will be used and the percentage paid back will be determined in accordance with the table below:  

      Total Transaction Value for the calendar monthPercentage of Purchase Price
      <=R 150000%
      >R15000 to R30 00025%
      R30 001 to R 55 00050%
      > R 55 000100%
    2. Transaction value calculation begins on the 1st of the month. If a Device is activated mid-month, the calculation will start from the 1st of the following month.
    3. The Reward will be paid back into the bank account nominated by the Merchant at onboarding. 
    4. Multiple entries are not allowed.
    5. The claim for the Reward will be subject to security and validation, and VPS reserves the right to withhold the Reward until it is satisfied that the claim is valid.
    6. All Devices will be insured for a period of 12 months from Activation Date, as per the insurance policy.

       

Personal Information

  1. VPS respects the right to privacy and takes the protection of your personal information seriously. VPS will only use your personal information for the purposes of the Promotion as stated in these terms and conditions and in accordance with Privacy Policy available on, https://www.vodacom.co.za/vodacom/terms/privacy-policy/payment-services
  2. You hereby consent to VPS share your personal information with third parties identified by Vodacom from time to time solely for the purpose of execution of the Promotion.
     

General

  1. In the event of a dispute in regard to any aspect of the Promotion and/or these Terms and Conditions, VPS’s decision will be final, and binding and no correspondence will be entered into.
  2. VPS may refuse to award a Reward if any of entry procedures or these Terms and Conditions have not been adhered to if it detects any irregularities or fraudulent practices. VPS is entitled to in its entire discretion to reject any participant for any reason and will not be obliged to notify participants that they are rejected.
  3. VPS is not liable for any technical failures affecting participation.
  4. VPS shall not be liable for any costs incurred by the Qualifying Merchant for participating in the Promotion.
  5. VPS, its directors, employees, agents, and distributors, are not responsible for any misrepresentation (whether written or verbal) in respect of any Reward nor in respect of any warranties, guarantees or undertakings given by any person other than VPS.
  6. If VPS is required by law to alter or cancel any aspect of the Promotion or to terminate it as a result of changes in legislation, or for any reason whatsoever, it will have the right to terminate the Promotion being offered, with immediate effect and without notice. In such event all entrants hereby waive any rights which they may have against VPS and its associated companies, agents, contractors and/or sponsor.
  7. Neither VPS nor any other person or party associated with the Promotion, their associated companies, agents, contractors, and sponsors and any of its personnel involved in the Promotion shall be liable whatsoever for any loss or damage incurred or suffered (including but not limited to direct or indirect or consequential loss), death or personal injury suffered or sustained arising from either participation in the Promotion or from claiming the Reward.
  8. In addition, neither VPS nor its agents shall be responsible for any loss or misdirected entries, including entries that were not received due to any failure of hardware, software, or other computer or technical systems affecting participating and/or the Reward process of the Promotion.
  9. All information relating to the Promotion which is published on any marketing material will form part of these terms and conditions. In the event of any conflict between such marketing material and these terms and conditions, these terms and conditions shall prevail.
  10. Nothing in these Terms and Conditions is intended to, or must be understood to, unlawfully restrict, limit, or avoid any rights or obligations, as the case may be, created for either the participant or the promoter in terms of the Consumer Protection Act, 68 of 2008 (CPA).