Need cash flow to buy stock, pay salaries, or settle urgent bills? We could fund the cash you need within 24 hours. Plus, our payment terms are flexible.
Your business must be registered and operational for 12 consecutive months and have a good credit standing
Customized Funding
Your business should have a turnover of around R500 000 per year or R40 000 per month
WATCH HOW EASY IT IS
Will you be our next funding success story?
Mothibe Thabeng
We recently had a chat with Mothibe, CEO and founder of Greenro Solutions. His story is about accessible business funding within 24 hours through VodaLend Business Term Advance.
Do I need to have a registered business to qualify for a Business Term Advance?
Yes. Your business must be registered and operational for 12 consecutive months with a good credit standing, turning over R500K a year and R40K a month.
How long do I need to wait to get a response from VodaLend after I have applied?
We aim to give you a response within 10 minutes of applying to give you peace of mind. Upon successful application, the funds will be deposited into your account within 24 hours.
How do I apply?
You can apply online or simply call us on 082 1960 and you can also send us an email to [email protected]. Our team will assist you as quickly as possible.
Can I use my smartphone to apply or do I need to fill in a form?
Our application process is paperless. Simply apply for a Business Term Advance from any smart device from anywhere in the world.
How long are your repayment terms?
We have two options, 6 and 12 months repayment terms. Each month you pay a portion of the total funding amount plus the monthly cost. If you pay early, you can save.
Page Description
Vodalend business term advance is the ideal financing solutions. Apply now to get the capital you need and unlock new opportunities for your business!
To complete your application you need an active email and the following:
Identification
Have your Green ID Book or Smart Card ready in JPEG format.
Documentation
You'll need your bank statement or bank confirmation letter in PDF or JPEG format.
Photo of yourself
Use your camera or webcam to take a selfie for verification.
You will also need to provide the following details
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Location
Your business must be located in South Africa
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Policies
Your policies must be displayed on your website
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Monthly Turnover
We need your monthly turnover to make an informed decision
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Business Details
Provide your e-Commerce website URL
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Your Details
Customer service email address or telephone number must be visible on your business website
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Take A Selfie
Your picture helps us to protect you from identity fraud
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Banking Details
Provide your business banking details to process the application
How do you integrate with VodaPay payment gateway?
To complete your integration, first do a test integration against Vodacom's staging environment, before moving onto the production environment. Once the test integration process is complete, the staging detail will need to be substituted with the production detail.
If you require any technical support during your integration/development phase, please contact Vodacom's integration support team at the following email address: [email protected]
This section aims to provide you with a high-level integration overview as well where to find the relevant information to integrate quickly and successfully.
Whether you sell your products and services online, on social media, in-store or on the move, we can help you accept payments safely, easily and quickly.
You'll have access to a portal to manage your devices, download merchant statements and export your transaction history. Soon, you'll also be able to send receipts via email.
The VodaPay Merchant Portal allows you to view all your transactions and sales made across all our payment solutions including eCommerce, VodaPay Max and VodaPay Chop Chop.
Once you have successfully been onboarded, you will receive an email with your Merchant ID, and your OTP will be sent to your cell phone number.
Enter your Merchant ID in the field labelled "Merchant ID". The Merchant ID is 15 characters long and begins with "VPS" e.g. VPS123412341234.
Enter your One-Time Password (OTP) in the field labelled "Password/OTP"
If your OTP has expired, you can retrieve a new OTP by clicking on the "first time user" link. You will then be requested to provide your Merchant ID, if you have a valid Merchant ID a new OTP will be sent to your cell phone number.
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Password
How to set your password
Once your Merchant ID and one-time password have been verified, you will be requested to set your new login password.
Your password should consist of at least one number, one uppercase character, one lowercase character, one special character and should have eight characters minimum. e.g. 1Aa&5678
Once your password has been set, you will be navigated to the login screen to login with your new credentials.
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Change password
Did you forget your password?
Click on the "Forgot password" link under the login button.
Enter your Merchant ID and an SMS will be sent to your number.
You'll need to enter the OTP, which will allow you to create a new password.
Your password must have eight characters. One uppercase, one lowercase and one special character must be included.
When your password is reset, login with your Merchant ID and password. You will be directed to you dashboard.
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Dashboard
What is on your dashboard
You can navigate through the portal using the menu on the left-hand side of your dashboard.
The first graph on the top left of your dashboard is your total sales. This is the total Rand value of all the income earned across your terminals and can be filtered per terminal type.
The second graph on the top right of your dashboard is your total transactions, this includes, but not limited to, card taps, card swipes, QR scans, and reversals.
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Transactions
Terminal Transactions
You can filter your processed transactions by date, transaction type and response codes.
If you wish to save your transaction history, you can click on the "Export" button. This will export your transaction history as a CSV.
For each date, we show you the transactions processed.
If you would like some more information on a transaction, you can click on the line item. This will open a right hand slide out menu which will give you more details on a transaction.
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Transactions
Account Transactions
You can filter your reconciled transactions by date, transaction type and response codes.
If you wish to save your transaction history, you can click on the "Export" button. This will export your transaction history as a CSV.
For each date, we show you the total amount you earned in each settlement. You can expand these totals to view a breakdown of each settlement.
If you would like some more information on a transaction, you can click on the line item. This will open a right hand slide out menu which will give you more details on a transaction.
Coming soon, you will be able to send a receipt to an email address.
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Transactions
Terminal Transactions
You can filter your processed transactions by date, transaction type and response codes.
If you wish to save your transaction history, you can click on the "Export" button. This will export your transaction history as a CSV.
For each date, we show you the transactions processed.
If you would like some more information on a transaction, you can click on the line item. This will open a right hand slide out menu which will give you more details on a transaction.
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Finance
Get financed
As a Vodacom Business customer, if your business is performing well, you will be able to apply for business funding. If you qualify for business funding, you can click on the "Apply Now" action. If you don't yet qualify, click on the "More Info" to find out how to qualify.
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Documents
My documents
In the documents tab, you can either view or download your documents such as your monthly invoice and financial statements.
If you click on the file name, you will be able to view the selected the document. If you click on the download icon, the document will download to your device.
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Profile
My Profile
Your profile displays your business information and the option to change your password.
On your profile we display your Merchant ID, Merchant Type, Merchant Category Code and Description, Company Name, and Business Registration Number.
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Refund
How to process a refund
Log on to the Merchant Portal using the credentials supplied during on-boarding. From the landing page of the Merchant Portal, navigate to Account Transactions in the left menu pane.
Click "Refund a customer"
Select the transaction that you would like to refund by clicking on the arrow [>] in the details column of the transaction.
The list of transactions that meet the search criteria will be displayed.
Transactions will be available on the Merchant Portal for as long as the agreed archive date has not been reached.
Only transactions with the response code "Approved" can be refunded.
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Refund
Edit the refund details
Enter the amount you would like to refund the customer.
The amount may not exceed that of the approved amount of the transaction.
Partial refunds can also be performed.
The merchant can enter an email address or cell phone number for the e-receipt to be delivered to.
How and when do I get paid?
At the end of each business day, VodaPay will perform a settlement process which considers all successful payments processed on your behalf as well as any refunds that you have performed.
On the next business day, VodaPay will calculate the amount due to you by offsetting any debits such as refunds or transaction fees, against payments received. The remaining balance is then paid into your designated clearing bank account.
A detailed view of this can be found on the Account Transactions screen of the merchant portal. Invoices for fees charged by VodaPay are available on the Documents screen on the merchant portal.
Do you need help?
To have your questions answered, please visit our FAQ section. It covers several commonly asked questions that may provide you with the answers you need. Alternatively, please contact our call centre and our friendly agents will be happy to help you.
Fees are calculated based on your monthly turnover and the payment methods you wish to accept from your customers. When a payment is successfully processed on the payment gateway, we will calculate the fee based on the transaction amount and the payment method used.
A Dispute occurs when a buyer asks their issuing bank to reverse a transaction that has already been cleared. This tends to happen mainly due to a card being used fraudulently or when a customer feels that their order was not fulfilled by the merchant. If the merchant should fail to respond to the Dispute, it will result in a Chargeback
How Chargebacks work
Step One - Dispute is raised
The process is triggered when the Cardholder logs a dispute with the Issuing Bank.
The issuing bank verifies whether the dispute is valid or invalid.
If the issuer views the dispute as invalid, the chargeback process will end at this stage.
The cardholder will be notified of the decision.
Step Two - Dispute is logged
If the dispute is determined to be valid, or at least worthy of further investigation.
The Issuing bank will assign a reason code and electronically transmit all the dispute data to the Acquiring bank.
The cardholder will be issued with a temporary credit while the dispute is being investigated.
Step Three - Dispute is transmitted to the Acquiring Bank
The dispute data is recorded and electronically transmitted to the Acquiring Bank,
SLAs for the Acquiring bank to reply are triggered.
Step Four - The Acquirer receives the dispute
When the Acquiring Bank receives the dispute, they:
Investigate the transaction details on the Card Association portal where the transactional log is stored,
The bank then logs an incident on their system in order to keep track of the SLA to reply to the Issuing bank.
Step Five - Supporting evidence is requested from Merchant
The Acquiring bank then requests the transaction re-presentment documents to be used as fulfilment of the dispute from the Merchant in writing; this request is a call-to-action for the merchant to gather and submit compelling evidence the remedy the dispute,
The request consists of the transaction details, the reason for the dispute, what documentation to provide or how to deal with the dispute and the due date for the Merchant to reply.
Step Six - When the Merchant receives the dispute, the Merchant:
Will assess the request,
Collect the transaction evidence in accordance with the request,
Submits the evidence back to the Acquiring bank.
However, if the Merchant doesn't reply to the Acquirer in time; then they lose their re-presentation rights and therefore will be debited for the full value of the dispute and in addition, the Card Association will impose a chargeback fee.
When the acquirer receives the merchant's evidence from the merchant, then they'll pass this along to the Card Association, which will be sent it to the Issuer, and then back to the Cardholder.
If you are a Vodacom merchant, your store is configured to process 3D secure authenticated card transactions. This means that all customers will need to authenticate (either OTP or in-app) their transaction for it to be processed successfully.
The only exception to this is the recurring/subscription payments functionality where the initial transaction is 3-D secure authenticated, and all subsequent transactions are non-3-D secure.
One of the critical success factors of the authentication schemes is to remove chargebacks from the system. Each of the card issuers are adding edits to ensure, wherever possible, that you are not charged back for a transaction that was authenticated.
PCI Data Security Standard or PCI DSS are the standards governing the credit card industry. The main aim of these standards is to create a safe environment for credit card transactions and minimize the risk of financial fraud.
Vodacom adheres to international PCI (payment card industry) compliance standards for data security for the credit card data handled by Vodacom. All internal processes strictly adhere to the PCI-DSS level 1 certification.
The VodaPay Gateway Provider-Channel (PSP-Channel) is primarily a reach solution. It aggregates both card present transactions originating from merchant systems and card-not-present transactions such as e-commerce.
For card-present transactions, it supports integrated Points of Sale, self-service devices and terminal systems. For card-not-present transactions, it accepts input from payment channels such as mobile and online purchases. A web-based commerce portal with 3-D Secure, instant EFT and QR code payment options is part of the solution.
The VodaPay Gateway API is an integration point into the PSP-Channel solution, enabling front-end mobile commerce and e-commerce applications to introduce transactions directly into the system's transaction processing flow.
AWS Service Delivery- Amazon EC2 for Microsoft Windows
Business enterprises leveraging Microsoft Workloads are increasingly considering a shift to Amazon EC2 for Windows, lured by the promises of enhanced agility, robust performance, advanced security, and potential cost reductions. But the transformation from an on-premises Windows application setup to a cloud-based paradigm can appear challenging, and is fraught with vital migration choices pertaining to design and configuration.
Being an AWS collaborator, Vodacom boasts extensive domain expertise coupled with practical familiarity with Amazon EC2 for Microsoft Windows Server and related databases. Vodacom aids you in designing, structuring, transitioning, and administrating your Amazon EC2 workloads dedicated to Microsoft Windows Server, ensuring maximised agility, impenetrable security, and optimal cost efficiency. We are committed to amplifying the reliability and performance of your essential Windows infrastructure on AWS, all while ensuring a seamless and minimally disruptive migration experience.
Benefits with Vodacom
Seamless Transition
Migrate Windows workloads to AWS without unplanned disruptions, facilitating quicker deployments and boosting developer efficiency.
Enhanced Security
Benefit from advanced security, compliance, and governance capabilities exclusive to AWS.
Superior Performance
Harness the might of Amazon EC2 instances that promise 3x amplified throughput and a reduction of latency by 25%.
Cost-effective Ownership
Experience reduced ownership costs through tailored pricing structures and versatile Microsoft licensing alternatives on the cloud.
Key Features of EC2 for Microsoft Windows with Vodacom
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Customised Licensing
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With Windows on AWS and Vodacom's guidance, utilise your existing licenses for migration, ensuring a financially savvy licensing approach. Harness AWS License Manager to monitor software license usage and mitigate non-compliance risks.
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Optimised Windows Workloads
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With Vodacom and AWS, get access to myriad services that offer insights and management tools for your AWS usage, ensuring cost optimization. Further, leverage AWS's open-source utilities to significantly lower your commercial licensing expenditures.
Trust Vodacom's rich legacy and AWS expertise to streamline your Windows workloads' journey to the cloud.
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Modernise Applications
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Vodacom and AWS provide an extensive array of .NET, container, and serverless solutions, empowering you to contemporize your Windows workloads. This collaboration simplifies the process, reduces unpredictability, and minimizes the financial strain of cloud migration.
Explore Vodacom's expertise in migrating Windows workloads to Amazon EC2. Boost agility, security, and performance with our trusted solutions.
Page Title
Vodacom AWS Competencies: Amazon EC2 for Microsoft Windows Migration
Keywords
Vodacom AWS Competencies, Amazon EC2 for Microsoft Windows, Windows workloads migration, Database Evolution with Aurora, Application Modernization, AWS License Manager
Discover the innovation that's transforming the cold chain industry. Unveil the future of temperature-sensitive goods management with Smart Cold-Chain Monitoring. Embrace the power of real-time insights, centralised control, and early deviation.
Key Benefits of Vodacom Smart Cold Chain Monitoring
Real-Time Quality Control
Monitor temperature-sensitive goods in real time to ensure their integrity and quality every step of the way.
Minimised Stock Losses
Early detection of deviations and automated notifications empower you to take immediate action, reducing stock losses.
Enhanced Efficiency
Centralised monitoring and advanced traceability optimise your cold chain operations, boosting overall efficiency.
Key Vodacom Smart Cold Chain Monitoring features
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Centralised Monitoring
Manage your cold chain operations from a centralised platform, gaining full visibility and control.
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Energy Monitoring
Efficiently track energy consumption to optimise costs and sustainability.
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Temperature and Humidity
Monitor and maintain the ideal environment for your goods' safety.
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Door State
Keep track of door openings and closures to prevent unnecessary temperature fluctuations.
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Automated Notifications
Receive instant notifications about deviations, ensuring timely action.
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Events & Alarms
Detailed event logs and alarms provide a comprehensive overview of your cold chain.
Cutting-edge technology designed to revolutionize how businesses manage critical processes. This innovative system addresses various challenges, such as manual invoice processing, contract management, knowledge sharing, visitor coordination, recruitment, employee training, productivity enhancement, and meeting facilitation.
Key Benefits of Vodacom Enterprise Content Management
Streamlined Process Management
Optimising processes, boosting efficiency and agility. Tasks such as invoice processing, contract lifecycle management, onboarding, and training become automated, ensuring faster execution, and reducing manual errors.
Enhanced Transparency
Gain insights into the entire workflow with real-time monitoring and reporting. From invoice statuses to contract phases, the system provides a comprehensive overview of operations, enabling better decision-making and improved accountability.
Seamless Integration and Compliance
Vodacom's solution seamlessly integrates with existing ERP systems and offers compliance checks to ensure adherence to relevant laws and regulations. This integration leads to enhanced collaboration and data accuracy.
Features of Vodacom Enterprise Content Management
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Invoice Automation
Bidirectional data integration with third-party systems.
Real-time invoice dashboard for monitoring and evaluation.
Integration with ERP and accounting software, including DATEV, SAP S/4HANA®, and more.
Compatibility with various electronic invoice formats.
Mobile access for remote management.
Automatic compliance checks and foreign currency support.
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Contract Management
Regulatory-compliant management of various contract types.
Transparent contract administration with status visualization.
Integration with CRM, ERP, and industry software.
Mobile access for on-the-go contract management.
Digital signatures and automatic clause integration.
Protection of confidential information.
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Public Sector Management
Records management with filing plans and case processing.
Specialised features for the public sector's requirements.
Contact management and integration with directives.
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Knowledge Management
Community platform for knowledge sharing and idea management.
Q&A boards, knowledge bases, and idea management.
Collaboration tools for productive teamwork.
Analytics for data-driven insights.
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HR Personnel Management
Digital personnel file for HR tasks.
Workflow automation and form-based processes.
Access control and compliance with data protection laws.
Organizational charts and collaboration features.
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Recruitment Automation
Transparent and efficient candidate management.
Workflow automation and rankings for faster decisions.
Data protection compliance with GDPR.
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Learning Management
Course and seminar administration for employee development.
Learning paths, e-learning contents, and role-based permissions.
Social learning and collaboration features.
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Meeting Facilitation
Agenda planning, calendar integration, and voting functions.
Notes and task assignment during meetings.
PDF meeting summaries for follow-up.
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Productivity Tools
Tools for contact management, checklist creation, notifications, and more.
Vodacom's cutting-edge Enterprise Content Management helps you streamline business processes, enhances transparency, and integrates seamlessly with your ERP.
Tap on Phone offers a convenient smartphone point of sales (POS) system that turns your NFC-enabled smartphone into a card machine. It's easy to set up and take customers’ payments from your phone.
Tap on Phone is an affordable payment solution that caters to customers who don’t carry cash, or who do not have enough physical cash on hand to complete the sale.
There’s no connection fee you can track all your transactions.
WHY TAP ON PHONE WORKS
Accept card payments on your phone
The Tap on Phone App turns your NFC-enable smart phone into a card machine. It offers you flexibility, security and convenience. Here’s why some many businesses are turning to Tap on Phone.
Accessible & inclusive
Now you can take payments from customers who don’t carry cash, or who need to use bank cards to complete a sale.
Security and reduced risk
Street vendors, travelling salespeople, even taxi drivers typically deal in cash. Tap on Phone is safe and reduces the risk of theft.
Increased sales opportunities
Cater to a broader audience, like tourists or visitors who don’t have local currency during peak tourism seasons.
Better financial management
The interactive dashboard and business tracking reports help you monitor sales and expenses during the trading week.
We’re committed to helping you manage costs while growing your business. If your business doesn’t transact, we won’t deduct any fees. Plus, the more you transact, the lower your fees!
WE SEE YOUR VISION, LET'S GET YOU THERE
How to accept payments on your smartphone
It’s FREE and really easy to turn your phone into a card machine.
Tip before you download: Check compatibility with your NFC-enabled Android Smartphone on the Google Play Store.
Download FREE here
Use an Android NFC-enabled smart phone. It’s free - data charges apply.
Register on the app
Complete the application on the app and click on submit.
Start transacting
We’ll set up your profile, and you can start transacting in minutes.
No connection fee to transact
There’s no connection fee. Transaction fees range from 1.85% to 3%.
To download the Tap on Phone app, your Android smartphone needs to be NFC enabled. When downloading our app, please note that standard data charges from your network carrier will apply.
ALL YOUR PAYMENT SOLUTIONS
Choose your preferred payment solution
You are spoiled for choice when it comes to choosing the right card machine or online payment gateway from VodaPay. We have everything from card machines to Payment Requests, Payment Gateways and even Tap on Phone solutions.
Kwika card machine
Compact & easy to carry between appointments and customer visits.
Discover the power of Smart Outdoor Monitoring and revolutionise how you manage your outdoor assets. Gain unprecedented insights into their location and status, making informed decisions that drive efficiency and productivity. Explore the exceptional benefits that this innovative solution brings to your asset management strategy.
Key Benefits of Smart Outdoor Monitoring
Real-Time Visibility
Know where your assets are at all times, eliminating uncertainties and ensuring operational efficiency.
Optimised Asset
Management: Streamline operations by making data-driven decisions and enhancing overall asset utilisation.
Elevated Productivity
Experience a boost in productivity as you effortlessly monitor and manage your valuable assets.
Smart Outdoor Monitoring Features
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Addon BLE Sensors
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Utilise advanced BLE sensors for comprehensive asset tracking.
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Robust and Durable Design
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Designed to withstand outdoor challenges, ensuring longevity and reliability.
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Effortless Installation
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Get up and running quickly with hassle-free installation.
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Centralised Monitoring
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Access asset information from a single, convenient platform.
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Automated Alarms & Alert
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Receive instant notifications to prevent issues and enable quick action.
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Monthly Digital Reports
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Stay informed with insightful monthly reports on your asset performance.
Revolutionize outdoor asset management with Vodacom's Smart Outdoor Monitoring. Gain real-time visibility, optimize assets, and enhance productivity for streamlined operations.
A future ready Employer harnesses technology to connect and empower people to work seamlessly, safely, and effectively anywhere at anytime. Technology advances give large businesses and government institutions more possibilities to lift productivity, reinvent offerings, and contribute to humanity’s wellbeing.
Why should you turn to us?
Freedom to achieve
By giving employees the freedom to stay productive and have access to key collaboration and productivity tools from anywhere at anytime,
Secure everywhere
Being flexible is the key to success in today’s working world. Give your people the freedom and confidence to do their best work, wherever they are.
Enterprise Agility
By leveraging cloud based XaaS solutions that give the business flexibility to scale up and down depending on employee needs, can help turn CapEx into OpEx.
Value in Simplicity
An organisation that embraces the transformation of work with the help of technology and digital tools to make work more simple.
Collaboration driven Culture
Embracing anywhere working by designing employee first workspaces that foster inclusion regardless of working models and policies
Transitioning from remote work to smart work by utilizing advanced technologies, flexible strategies, and data-driven approaches to enhance productivity, collaboration, and efficiency in a hybrid work environment.
Work challenges
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Safety & Wellbeing
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Disconnect between how much people say they are working and how much leaders think they are working.
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Company Data
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Adopt a 'Cyber Everywhere' mindset. As today's workforce becomes increasingly dispersed, the organisation's cyber-attack surface expands
Creating of safe and inclusive areas of work that foster purpose and productivity is important in the resilience and success of organizations beyond the pandemic.
Work challenges
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Safety & Wellbeing
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The health pandemic has changed the way we manage employee health and safety
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Workspaces
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Organisations challenged to design spaces for better engagement, collaboration and connection for employees.
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Empty Corporate Offices
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72% of organizations plan to reduce corporate real estate footprints as a result of hybrid work
What future digital skills are required and how organisations provide holistic development experiences to the workforce is becoming increasingly key
Work challenges
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Retain and Attract Top Talent
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Employers need to recognize flexible work as a key employee value proposition (EVP) differentiator
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Erosion of Company Culture
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Fear that hybrid work will erode company culture as employees are not in one space at the same time
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Digital Skills Update
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Introduction of digital tools due to hybrid work, implies constant digital skills training to ensure maximum adoption
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Consistent Employee Experience
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Bad employee experience ultimately leads to low quality execution which may impact customer satisfaction
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Employee Privacy
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In an effort to regain visibility into employees' work patterns, employers have turned to employee monitoring technology
Vodacom Business Tickets
This leading mobile-first employee experience solution connects large organizations with their dispersed, frontline workforces to improve communication, unleash innovation and boost business performance.
This leading mobile-first employee experience solution connects large organisations with their dispersed, frontline workforces to improve communication, unleash innovation and boost business performance.
This mobile device management solution lets you secure, monitor, manage and support your employees smart devices without compromising your company's security.
See how our future ready solutions and technology empower workplace transformation and help organizations to rethink work, workforce, and the workplace
Page Title
Digital Workplace Transformation
Keywords
future ready, future ready solutions, is your business ready for a digital future, what is workplace transformation, digital workplace transformation
Enhance your customer satisfaction with a variety of payment methods, including credit and debit cards, EFTs, and mobile payments. You can ensure that every transaction is smooth and secure.
Easy integration
Set-up your online store fast, with quick turn around time and minimal disruptions.
Advanced fraud detection
Protect your transactions from fraudulent activity with PCI DSS compliant software.
Affordable fees
Fees are capped at 3.5%, with lower rates as you earn more. No fees if you don’t transact.
Uninterrupted global service
Your business can take online payments from anywhere in the world.
MERCHANT & DEVELOPER SUPPORT
Digital Payment Gateway Integration Resources
VodaPay offers flexible payment integration solutions and resources to get started with your developer.
Integration Resources
Check out EVERYTHING you need to work with your own developer for custom payment gateway integration.
We’re committed to helping you manage costs while growing your business. If your business doesn’t transact, we won’t deduct any fees. Plus, the more you transact, the lower your fees!
HOW TO APPLY
Take online payments fast
Your business must be based in South Africa. You need an active email address and the following documents in PDF or JPEG format:
Identification documents
Green ID Book or Smart Card of the business owner or business representative.
Business banking
Bank confirmation, monthly turnover, website (visible policies & customer service email), business banking details.
A verification photo
Use your smartphone camera or webcam to take a clear photo for verification purposes.
At VodaPay, we’re committed to making financial inclusion possible. That is why you can activate the Payment Gateway free and only pay for transactions.
You are spoiled for choice when it comes to choosing the right card machine or online payment gateway from VodaPay. We have everything from card machines to Payment Requests, Payment Gateways and even Tap on Phone solutions.
Kwika card machine
Compact & easy to carry between appointments and customer visits.
When will I receive my money with VodaPay Digital Payment Gateway?
We settle your earnings daily, with payments processed for the previous business day.
Can I process refunds through VodaPay Digital Payment Gateway?
Yes, refunds can be easily managed through our merchant portal, giving you full control over the process.
Do I need a bank merchant account to accept online payments with VodaPay Digital Payment Gateway?
No, we take care of setting up everything you need to start accepting payments online, including a merchant account.
Can VodaPay Digital Payment Gateway support recurring payments for my customers?
Absolutely! We offer a recurring payment feature, and our integrations team is here to help you get started.
Is it possible to use VodaPay Digital Payment Gateway for online payments without a website?
Yes, with our Payment Request feature, you can generate a payment link with a specified amount and reference, making it easy for your customers to pay, even without a website.
Operating Hours: Monday to Sunday 7:00am to 7:00pm available 365 days a year
Page Description
Your online payment gateway to receiving ecommerce payments online. With a variety of online payment options, you can offer your customers a seamless payment experience
A card machine for flexible, secure and easy payments
Empower your small business with the VodaPay Kwika card machine. It’s safe, efficient, and portable, which means you run your business and take payments from anywhere in South Africa.
Best of all, delivery is free, there’s no connection fee, and you can track all your transactions.
WHY THE VODAPAY KWIKA CARD MACHINE?
It’s fast, safe, easy & affordable
The Kwika card machine offers you flexibility and security. Check out why so many businesses trust Kwika.
Fast, safe & secure payments
Customers can safely tap, insert or scan to accept payments. The payment reflects immediately.
Easy and portable
Take payments anywhere in your shop, building or anywhere in the country!
Stable connectivity
Don’t miss another payment. Our Dual SIM technology ensures you’re always connected.
Transparent fees
The more payments you take, the less you pay. Fees range 1.85% to 3% on monthly transactions.
AFFORDABLE FEES TO EMPOWER YOUR BUSINESS
A fee structure designed to help you grow
We’re committed to helping you manage costs while growing your business. If your business doesn’t transact, we won’t deduct any fees. Plus, the more you transact, the lower your fees!
VALUE ADDED SERVICES
Enhance your business with VodaPay Kwika
With the VodaPay Kwika you can sell more products, and track all your sales in real time and even access business finance if you qualify.
Interactive Dashboard
Live business tracking reports. Monitor sales and income daily.
You are spoiled for choice when it comes to choosing the right card machine or online payment gateway from VodaPay. We have everything from card machines to Payment Requests, Payment Gateways and even Tap on Phone solutions.
Kwika card machine
Compact & easy to carry between appointments and customer visits.
Frequently asked questions about the Kwika card machine...
Is my business ready for the Kwika card machine?
The Kwika is perfectly suited for businesses that need a reliable but portable payment solution. If you’re a traveling salesperson, food truck owner or plumber - even a travelling personal trainer - the VodaPay Kwika can help you to take payments from your customers and clients at any time.
What is pre-approved for up to R1.5 million after 4 months of trading?
When you use your Kwika to transact, you could potentially qualify for business funding. There is strict criteria to meet. You need to make at least R40,000 a a month or R500 000 a year to qualify.
What is FICA and what do I need?
FICA, or the Financial Intelligence Centre Act, is a set of laws in South Africa aimed at preventing financial crimes like money laundering and terrorism financing. It requires financial institutions to verify your identity and monitor transactions for suspicious activity.
To FICA your Kwika card machine, you need to provide:
South African ID or Foreign national documentation
Proof of Banking
Business Registration if you have a registered business.
Confirmation Letter to confirm that you are a business representative.
This is a compulsory process that protects you, us and your customers from malicious transactions.
