WHAT IS BUSINESS CASH ADVANCE?
Fast, flexible business funding.
Don’t let cashflow slow you down! A Business Cash Advance (BCA) gives your business up to R1.5 million in funding, paid upfront so you get quick, easy capital that supports your business growth without any hassle.
Repayments are automatic and linked to your VodaPay Card Machine sales. A small percentage of each sale goes towards your advance balance, so you never have to worry about debit orders or missing a payment.
WHAT ARE THE BENEFITS?
Why apply for a Business Cash Advance
No collateral
You don’t need to put up business assets or property as collateral to qualify.
No hidden costs
Zero admin fees or initiation fees.
Easily pay it back
No need to set up a debit order. Repayments are automatic and linked to your sales.
Funding paid within 48 hours
You’ll get your funding in your bank account within 48 hours of approval.
HOW BUSINESS FUNDING CAN HELP
Some things you can do with the advance
INFO TO KNOW BEFORE YOU APPLY
What you need to get a Business Cash Advance
Use VodaPay Card Machines
Trade at over R3 000 per month for 4 months with your VodaPay Card Machine to qualify.
Keep your business on track
Operate your business responsibly to access the funding you need.
Check out the Merchant Portal
Log in to see if you’re pre-approved for a Business Cash Advance.
GET STARTED
How to get your Business Cash Advance
Go to the Merchant Portal
Log in to check if you qualify and apply in minutes.
Choose amount and repayment term
Decide how much funding you want and over how many months.
Receive the funds, fast!
Get access to your money without a lengthy wait.
Repay easily
Repayments are automatic, which means you’ll pay back your advance as you receive payments on your VodaPay Card Machine.
EXAMPLE OF FEE BREAKDOWN
How repayments work
A fixed percentage of your sales will go towards repaying the funding advance balance, making repayments stress-free.
Have more questions?
How is it different from a bank loan?
There are no fixed monthly repayments, interest rates or hidden fees. You repay more when your sales are strong, and less when they slow down. It’s fast, flexible, and designed to move with your cash flow, not against it.
Who can apply?
Any South African business that’s been trading for at least 4 months, uses a VodaPay Card Machine, and has consistent monthly sales. No paperwork or bank statements needed!
How much funding can I get?
You could qualify for up to R1.5 million, depending on your sales volume, consistency, and history. The more stable your sales, the better your chances of unlocking higher amounts.
How fast will the money arrive?
You can apply in minutes, and once approved, the funds typically land in your account within 48 hours.
Can I get more funding later (a ‘Top-Up’)?
Yes! Once you’ve repaid a certain amount (about half of the initial funding) and stayed on track, you may qualify for a Top-Up. It's a flexible way to unlock more cash when your repayment performance is strong.
